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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,368 | $66,275+48.4% | $163,379-39.8% | $64,097+53.5% |
| Participation rate | 66.7% | 54.1%+12.6pp | 76.8%-10.2pp | 55.2%+11.5pp |
| Annual return | 15.43% | 32.72%-17.3pp | 63.41%-48.0pp | 34.64%-19.2pp |
| Employer contribution / active EE | $920 | $1,521-39.5% | $3,752-75.5% | $1,891-51.4% |
| Participant deferral / active EE | $7,188 | $3,126+130.0% | $6,282+14.4% | $3,080+133.4% |
| Admin fee / account holder | $14,170 | $4,569+210.2% | $9,818+44.3% | $3,454+310.2% |