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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,368 | $66,673+47.5% | $203,872-51.8% | $65,306+50.6% |
| Participation rate | 66.7% | 53.8%+12.9pp | 77.8%-11.1pp | 57.7%+9.0pp |
| Annual return | 15.43% | 15.81%-0.4pp | 85.11%-69.7pp | 21.94%-6.5pp |
| Employer contribution / active EE | $920 | $1,702-45.9% | $3,757-75.5% | $1,967-53.2% |
| Participant deferral / active EE | $7,188 | $2,944+144.1% | $6,388+12.5% | $2,959+142.9% |
| Admin fee / account holder | $14,170 | $5,686+149.2% | $11,730+20.8% | $3,480+307.2% |