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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,382 | $201,372-89.9% | $184,260-88.9% | $145,884-86.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.44% | 29.04%-16.6pp | 28.84%-16.4pp | 551.85%-539.4pp |
| Employer contribution / active EE | $3,201 | $7,024-54.4% | $6,427-50.2% | $4,662-31.4% |
| Participant deferral / active EE | $5,837 | $9,808-40.5% | $9,133-36.1% | $6,690-12.7% |
| Admin fee / account holder | $3,728 | $16,362-77.2% | $13,898-73.2% | $13,392-72.2% |