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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,492 | $208,088+156.9% | $186,193+187.1% | $154,746+245.4% |
| Participation rate | 71.4% | 80.0%-8.6pp | 77.1%-5.7pp | 80.7%-9.3pp |
| Annual return | 16.98% | 89.97%-73.0pp | 78.03%-61.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $6,131 | $4,340+41.3% | $3,918+56.5% | $4,379+40.0% |
| Participant deferral / active EE | $13,134 | $7,078+85.6% | $6,513+101.7% | $6,730+95.1% |
| Admin fee / account holder | $9,802 | $11,698-16.2% | $11,058-11.4% | $14,365-31.8% |