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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,492 | $225,673+136.8% | $203,872+162.2% | $155,188+244.4% |
| Participation rate | 71.4% | 80.3%-8.9pp | 77.8%-6.4pp | 80.8%-9.4pp |
| Annual return | 16.98% | 95.91%-78.9pp | 85.11%-68.1pp | 148.84%-131.9pp |
| Employer contribution / active EE | $6,131 | $4,099+49.6% | $3,757+63.2% | $4,248+44.3% |
| Participant deferral / active EE | $13,134 | $6,893+90.5% | $6,388+105.6% | $6,531+101.1% |
| Admin fee / account holder | $9,802 | $12,327-20.5% | $11,730-16.4% | $14,480-32.3% |