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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,336 | $60,454+46.1% | $81,844+7.9% | $74,459+18.6% |
| Participation rate | 42.2% | 63.0%-20.7pp | 72.4%-30.2pp | 67.2%-25.0pp |
| Annual return | 14.67% | 16.87%-2.2pp | 778.87%-764.2pp | 1369.70%-1355.0pp |
| Employer contribution / active EE | $2,655 | $2,630+1.0% | $2,916-9.0% | $2,626+1.1% |
| Participant deferral / active EE | $4,622 | $3,398+36.0% | $4,323+6.9% | $4,350+6.3% |
| Admin fee / account holder | $9,429 | $1,490+532.6% | $7,355+28.2% | $1,945+384.8% |