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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,098 | $70,121-32.8% | $63,803-26.2% | $138,895-66.1% |
| Participation rate | 71.4% | 77.2%-5.8pp | 72.7%-1.3pp | 79.9%-8.5pp |
| Annual return | 17.72% | 946.48%-928.8pp | 543.72%-526.0pp | 145.39%-127.7pp |
| Employer contribution / active EE | $7,546 | $2,882+161.8% | $2,532+198.0% | $4,194+79.9% |
| Participant deferral / active EE | $7,228 | $4,535+59.4% | $3,843+88.1% | $6,396+13.0% |
| Admin fee / account holder | $734 | $6,738-89.1% | $5,196-85.9% | $12,562-94.2% |