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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,182 | $227,399-85.0% | $189,758-82.0% | $198,609-82.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 15.90% | 61.03%-45.1pp | 52.62%-36.7pp | 202.70%-186.8pp |
| Employer contribution / active EE | $6,110 | $5,526+10.6% | $4,767+28.2% | $5,055+20.9% |
| Participant deferral / active EE | $3,832 | $6,837-44.0% | $5,856-34.6% | $6,977-45.1% |
| Admin fee / account holder | $452 | $25,162-98.2% | $20,388-97.8% | $19,030-97.6% |