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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,832 | $63,703+124.2% | $93,063+53.5% | $82,448+73.2% |
| Participation rate | 92.5% | 63.8%+28.7pp | 72.1%+20.4pp | 68.1%+24.4pp |
| Annual return | 13.21% | -775.43%+788.6pp | 34.15%-20.9pp | 41.64%-28.4pp |
| Employer contribution / active EE | $8,251 | $1,729+377.3% | $2,476+233.2% | $2,551+223.5% |
| Participant deferral / active EE | $9,678 | $2,919+231.5% | $3,958+144.5% | $4,139+133.8% |
| Admin fee / account holder | $17,060 | $5,982+185.2% | $6,033+182.8% | $7,234+135.8% |