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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,780 | $106,864-51.5% | $147,318-64.9% | $82,637-37.3% |
| Participation rate | 71.0% | 75.5%-4.5pp | 82.1%-11.1pp | 68.1%+2.9pp |
| Annual return | 15.64% | 27.49%-11.9pp | 70.43%-54.8pp | 53.51%-37.9pp |
| Employer contribution / active EE | $9,330 | $3,417+173.1% | $4,593+103.1% | $2,552+265.6% |
| Participant deferral / active EE | $8,603 | $6,496+32.4% | $7,906+8.8% | $4,126+108.5% |
| Admin fee / account holder | $2,173 | $8,415-74.2% | $13,708-84.1% | $7,339-70.4% |