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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,393 | $58,275-59.9% | $81,844-71.4% | $80,935-71.1% |
| Participation rate | 19.4% | 63.5%-44.0pp | 72.4%-52.9pp | 67.7%-48.2pp |
| Annual return | 30.68% | 41.82%-11.1pp | 778.87%-748.2pp | 35.66%-5.0pp |
| Employer contribution / active EE | $603 | $2,346-74.3% | $2,916-79.3% | $2,757-78.1% |
| Participant deferral / active EE | $1,428 | $3,285-56.5% | $4,323-67.0% | $4,299-66.8% |
| Admin fee / account holder | $586 | $4,749-87.7% | $7,355-92.0% | $6,924-91.5% |