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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,582 | $73,787-47.7% | $98,716-60.9% | $82,448-53.2% |
| Participation rate | 82.1% | 61.4%+20.7pp | 69.3%+12.8pp | 68.1%+14.1pp |
| Annual return | 16.16% | 18.57%-2.4pp | 31.81%-15.7pp | 41.64%-25.5pp |
| Employer contribution / active EE | $1,995 | $1,511+32.0% | $2,279-12.4% | $2,551-21.8% |
| Participant deferral / active EE | $4,644 | $3,081+50.7% | $4,048+14.7% | $4,139+12.2% |
| Admin fee / account holder | $756 | $6,500-88.4% | $8,703-91.3% | $7,234-89.5% |