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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,930 | $71,230-52.4% | $93,727-63.8% | $80,959-58.1% |
| Participation rate | 66.7% | 60.4%+6.3pp | 68.7%-2.0pp | 67.7%-1.0pp |
| Annual return | 10.71% | 11.26%-0.5pp | 133.83%-123.1pp | 35.67%-25.0pp |
| Employer contribution / active EE | $1,799 | $1,565+14.9% | $2,421-25.7% | $2,757-34.8% |
| Participant deferral / active EE | $4,142 | $4,037+2.6% | $4,417-6.2% | $4,300-3.7% |
| Admin fee / account holder | $2,709 | $6,961-61.1% | $8,292-67.3% | $6,925-60.9% |