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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,128 | $102,422+95.4% | $147,117+36.0% | $80,959+147.2% |
| Participation rate | 63.3% | 75.9%-12.5pp | 82.2%-18.9pp | 67.7%-4.3pp |
| Annual return | 14.19% | 135.16%-121.0pp | 420.54%-406.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,191 | $3,717-41.1% | $4,932-55.6% | $2,757-20.5% |
| Participant deferral / active EE | $6,899 | $6,652+3.7% | $8,065-14.5% | $4,300+60.4% |
| Admin fee / account holder | $9,265 | $7,953+16.5% | $12,993-28.7% | $6,925+33.8% |