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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,370 | $181,062-18.1% | $158,223-6.2% | $155,188-4.4% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 17.59% | 57.39%-39.8pp | 52.09%-34.5pp | 148.84%-131.3pp |
| Employer contribution / active EE | $3,490 | $4,565-23.5% | $4,109-15.1% | $4,248-17.8% |
| Participant deferral / active EE | $13,062 | $6,134+112.9% | $5,467+138.9% | $6,531+100.0% |
| Admin fee / account holder | $836 | $18,825-95.6% | $16,047-94.8% | $14,480-94.2% |