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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,252 | $156,398+19.1% | $147,318+26.4% | $138,895+34.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 10.23% | 78.75%-68.5pp | 70.43%-60.2pp | 145.39%-135.2pp |
| Employer contribution / active EE | $2,278 | $4,853-53.1% | $4,593-50.4% | $4,194-45.7% |
| Participant deferral / active EE | $7,372 | $8,237-10.5% | $7,906-6.8% | $6,396+15.3% |
| Admin fee / account holder | $5,951 | $14,976-60.3% | $13,708-56.6% | $12,562-52.6% |