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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,252 | $155,555+19.7% | $146,866+26.8% | $155,188+20.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 10.23% | 115.41%-105.2pp | 102.85%-92.6pp | 148.84%-138.6pp |
| Employer contribution / active EE | $2,278 | $4,647-51.0% | $4,425-48.5% | $4,248-46.4% |
| Participant deferral / active EE | $7,372 | $8,044-8.4% | $7,759-5.0% | $6,531+12.9% |
| Admin fee / account holder | $5,951 | $14,755-59.7% | $13,620-56.3% | $14,480-58.9% |