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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,273 | $106,974-38.0% | $90,796-27.0% | $138,895-52.3% |
| Participation rate | 57.1% | 74.9%-17.7pp | 69.5%-12.3pp | 79.9%-22.8pp |
| Annual return | 19.54% | 20.10%-0.6pp | 19.29%+0.3pp | 145.39%-125.9pp |
| Employer contribution / active EE | $1,573 | $2,609-39.7% | $2,294-31.4% | $4,194-62.5% |
| Participant deferral / active EE | $6,547 | $4,455+47.0% | $3,822+71.3% | $6,396+2.4% |
| Admin fee / account holder | $0 | $8,626-100.0% | $7,024-100.0% | $12,562-100.0% |