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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,273 | $99,380-33.3% | $90,312-26.6% | $155,188-57.3% |
| Participation rate | 57.1% | 77.3%-20.2pp | 72.9%-15.8pp | 80.8%-23.7pp |
| Annual return | 19.54% | 19.35%+0.2pp | 18.90%+0.6pp | 148.84%-129.3pp |
| Employer contribution / active EE | $1,573 | $2,390-34.2% | $2,243-29.9% | $4,248-63.0% |
| Participant deferral / active EE | $6,547 | $4,212+55.4% | $3,749+74.6% | $6,531+0.2% |
| Admin fee / account holder | $0 | $9,766-100.0% | $8,248-100.0% | $14,480-100.0% |