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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,227 | $134,817+82.6% | $123,973+98.6% | $155,188+58.7% |
| Participation rate | 68.2% | 79.4%-11.2pp | 76.7%-8.5pp | 80.8%-12.6pp |
| Annual return | 17.82% | 515.49%-497.7pp | 388.13%-370.3pp | 148.84%-131.0pp |
| Employer contribution / active EE | $2,782 | $4,425-37.1% | $4,126-32.6% | $4,248-34.5% |
| Participant deferral / active EE | $7,228 | $5,706+26.7% | $5,247+37.8% | $6,531+10.7% |
| Admin fee / account holder | $56,590 | $13,245+327.3% | $11,799+379.6% | $14,480+290.8% |