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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,254 | $160,040+25.1% | $147,096+36.1% | $145,877+37.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 19.28% | 98.49%-79.2pp | 419.75%-400.5pp | 551.28%-532.0pp |
| Employer contribution / active EE | $3,195 | $5,289-39.6% | $4,936-35.3% | $4,663-31.5% |
| Participant deferral / active EE | $2,640 | $8,429-68.7% | $8,071-67.3% | $6,691-60.5% |
| Admin fee / account holder | $743 | $15,050-95.1% | $13,005-94.3% | $13,402-94.5% |