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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,254 | $160,070+25.1% | $147,117+36.1% | $145,897+37.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 19.28% | 98.69%-79.4pp | 420.54%-401.3pp | 552.29%-533.0pp |
| Employer contribution / active EE | $3,195 | $5,285-39.5% | $4,932-35.2% | $4,663-31.5% |
| Participant deferral / active EE | $2,640 | $8,419-68.6% | $8,065-67.3% | $6,689-60.5% |
| Admin fee / account holder | $743 | $15,035-95.1% | $12,993-94.3% | $13,390-94.4% |