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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,160 | $129,737-43.6% | $119,126-38.6% | $154,746-52.7% |
| Participation rate | 87.5% | 78.9%+8.6pp | 75.8%+11.7pp | 80.7%+6.8pp |
| Annual return | 10.93% | 379.08%-368.2pp | 282.11%-271.2pp | 172.34%-161.4pp |
| Employer contribution / active EE | $3,950 | $4,375-9.7% | $4,034-2.1% | $4,379-9.8% |
| Participant deferral / active EE | $5,844 | $5,8420% | $5,318+9.9% | $6,730-13.2% |
| Admin fee / account holder | $6,634 | $11,961-44.5% | $10,693-38.0% | $14,365-53.8% |