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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,736 | $210,510-41.2% | $153,500-19.4% | $145,877-15.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.02% | 13.45%-1.4pp | 15.70%-3.7pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,603 | $6,052-57.0% | $5,039-48.4% | $4,663-44.2% |
| Participant deferral / active EE | $6,192 | $7,974-22.3% | $6,756-8.3% | $6,691-7.4% |
| Admin fee / account holder | $8,092 | $19,455-58.4% | $12,736-36.5% | $13,402-39.6% |