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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,736 | $210,908-41.3% | $153,643-19.5% | $145,884-15.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.02% | 13.46%-1.4pp | 15.71%-3.7pp | 551.85%-539.8pp |
| Employer contribution / active EE | $2,603 | $6,055-57.0% | $5,039-48.4% | $4,662-44.2% |
| Participant deferral / active EE | $6,192 | $7,976-22.4% | $6,754-8.3% | $6,690-7.4% |
| Admin fee / account holder | $8,092 | $19,477-58.5% | $12,739-36.5% | $13,392-39.6% |