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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,004 | $111,830-55.3% | $93,696-46.6% | $145,884-65.7% |
| Participation rate | 64.3% | 74.2%-9.9pp | 68.7%-4.4pp | 80.3%-16.0pp |
| Annual return | 16.18% | 204.08%-187.9pp | 133.74%-117.6pp | 551.85%-535.7pp |
| Employer contribution / active EE | $950 | $3,093-69.3% | $2,422-60.8% | $4,662-79.6% |
| Participant deferral / active EE | $1,987 | $4,920-59.6% | $4,417-55.0% | $6,690-70.3% |
| Admin fee / account holder | $11 | $10,249-99.9% | $8,287-99.9% | $13,392-99.9% |