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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,876 | $75,541+204.3% | $152,093+51.1% | $82,637+178.2% |
| Participation rate | 97.7% | 66.5%+31.2pp | 77.8%+20.0pp | 68.1%+29.7pp |
| Annual return | 12.47% | 32.56%-20.1pp | 66.36%-53.9pp | 53.51%-41.0pp |
| Employer contribution / active EE | $8,850 | $2,622+237.5% | $4,175+112.0% | $2,552+246.8% |
| Participant deferral / active EE | $8,187 | $3,206+155.4% | $5,451+50.2% | $4,126+98.4% |
| Admin fee / account holder | $6,231 | $6,405-2.7% | $14,497-57.0% | $7,339-15.1% |