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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,318 | $81,331+140.2% | $155,534+25.6% | $80,935+141.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.89% | 33.37%-24.5pp | 64.92%-56.0pp | 35.66%-26.8pp |
| Employer contribution / active EE | $8,915 | $3,105+187.2% | $4,675+90.7% | $2,757+223.4% |
| Participant deferral / active EE | $8,527 | $3,454+146.9% | $5,630+51.5% | $4,299+98.3% |
| Admin fee / account holder | $4,221 | $7,999-47.2% | $15,900-73.5% | $6,924-39.0% |