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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,283 | $150,207-53.9% | $120,380-42.4% | $145,978-52.5% |
| Participation rate | 41.7% | 78.8%-37.1pp | 71.9%-30.2pp | 80.3%-38.6pp |
| Annual return | 14.19% | 154.28%-140.1pp | 107.28%-93.1pp | 550.52%-536.3pp |
| Employer contribution / active EE | $1,691 | $4,351-61.1% | $3,465-51.2% | $4,662-63.7% |
| Participant deferral / active EE | $3,027 | $6,175-51.0% | $4,992-39.4% | $6,690-54.8% |
| Admin fee / account holder | $8,358 | $12,203-31.5% | $9,421-11.3% | $13,400-37.6% |