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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,907 | $81,446-63.3% | $103,374-71.1% | $80,874-63.0% |
| Participation rate | 39.4% | 66.9%-27.4pp | 74.5%-35.1pp | 67.6%-28.2pp |
| Annual return | 14.50% | 25.57%-11.1pp | 24.89%-10.4pp | 35.62%-21.1pp |
| Employer contribution / active EE | $1,295 | $3,107-58.3% | $3,869-66.5% | $2,756-53.0% |
| Participant deferral / active EE | $3,014 | $3,870-22.1% | $5,058-40.4% | $4,297-29.9% |
| Admin fee / account holder | $1,681 | $6,715-75.0% | $8,394-80.0% | $6,935-75.8% |