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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,421 | $124,425-62.7% | $112,040-58.6% | $137,256-66.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 26.14% | 24.72%+1.4pp | 24.52%+1.6pp | 220.34%-194.2pp |
| Employer contribution / active EE | $1,483 | $3,411-56.5% | $2,954-49.8% | $4,156-64.3% |
| Participant deferral / active EE | $4,790 | $5,718-16.2% | $5,098-6.0% | $6,407-25.2% |
| Admin fee / account holder | $1,162 | $15,207-92.4% | $12,098-90.4% | $12,270-90.5% |