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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,277 | $160,070-49.8% | $147,117-45.4% | $145,897-45.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.16% | 98.69%-94.5pp | 420.54%-416.4pp | 552.29%-548.1pp |
| Employer contribution / active EE | $3,645 | $5,285-31.0% | $4,932-26.1% | $4,663-21.8% |
| Participant deferral / active EE | $14,807 | $8,419+75.9% | $8,065+83.6% | $6,689+121.4% |
| Admin fee / account holder | $8,717 | $15,035-42.0% | $12,993-32.9% | $13,390-34.9% |