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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,666 | $160,040-48.3% | $147,096-43.8% | $145,877-43.3% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 13.04% | 98.49%-85.5pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $2,987 | $5,289-43.5% | $4,936-39.5% | $4,663-35.9% |
| Participant deferral / active EE | $6,814 | $8,429-19.2% | $8,071-15.6% | $6,691+1.8% |
| Admin fee / account holder | $2,747 | $15,050-81.7% | $13,005-78.9% | $13,402-79.5% |