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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,051 | $111,535+157.4% | $105,223+172.8% | $137,256+109.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.31% | 237.85%-227.5pp | 180.65%-170.3pp | 220.34%-210.0pp |
| Employer contribution / active EE | $38,984 | $3,939+889.6% | $3,689+956.9% | $4,156+838.0% |
| Participant deferral / active EE | $14,213 | $5,500+158.4% | $5,072+180.2% | $6,407+121.8% |
| Admin fee / account holder | $24,754 | $9,721+154.6% | $8,859+179.4% | $12,270+101.7% |