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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,690 | $111,535-87.7% | $105,223-87.0% | $137,256-90.0% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 18.59% | 237.85%-219.3pp | 180.65%-162.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $3,030 | $3,939-23.1% | $3,689-17.8% | $4,156-27.1% |
| Participant deferral / active EE | $3,517 | $5,500-36.1% | $5,072-30.7% | $6,407-45.1% |
| Admin fee / account holder | $493 | $9,721-94.9% | $8,859-94.4% | $12,270-96.0% |