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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,200 | $174,379-17.9% | $152,093-5.8% | $138,895+3.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.71% | 74.86%-62.1pp | 66.36%-53.6pp | 145.39%-132.7pp |
| Employer contribution / active EE | $7,767 | $4,652+67.0% | $4,175+86.1% | $4,194+85.2% |
| Participant deferral / active EE | $8,576 | $6,159+39.2% | $5,451+57.3% | $6,396+34.1% |
| Admin fee / account holder | $11,022 | $16,880-34.7% | $14,497-24.0% | $12,562-12.3% |