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| Provider | Service type | Compensation |
|---|---|---|
HIGHTOWER ADVISORS LLC1 year Service code 27 · EIN 36-4500709 | Advisory (Plan) | $55,447 |
Service code 12 · EIN 13-3689044 | Float revenue; Recordkeeping and info... | $34,480 |
NATIONAL FINANCIAL SERVICES5+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,826 | $106,264-41.8% | $147,117-58.0% | $77,762-20.5% |
| Participation rate | 100.0% | 78.4%+21.6pp | 82.2%+17.8pp | 70.6%+29.4pp |
| Annual return | 17.47% | 56.94%-39.5pp | 420.54%-403.1pp | 31.27%-13.8pp |
| Employer contribution / active EE | $8 | $4,074-99.8% | $4,932-99.8% | $2,728-99.7% |
| Participant deferral / active EE | $6,848 | $8,003-14.4% | $8,065-15.1% | $4,651+47.3% |
| Admin fee / account holder | $112 | $334-66.4% | $12,993-99.1% | $433-74.0% |