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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,433 | $100,203+182.9% | $85,240+232.5% | $145,897+94.3% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 11.63% | 84.28%-72.6pp | 66.75%-55.1pp | 552.29%-540.7pp |
| Employer contribution / active EE | $1,256 | $3,242-61.3% | $2,735-54.1% | $4,663-73.1% |
| Participant deferral / active EE | $12,200 | $5,299+130.3% | $4,527+169.5% | $6,689+82.4% |
| Admin fee / account holder | $0 | $7,265-100.0% | $6,165-100.0% | $13,390-100.0% |