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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,433 | $99,921+183.7% | $85,009+233.4% | $145,959+94.2% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 11.63% | 83.89%-72.3pp | 66.47%-54.8pp | 561.95%-550.3pp |
| Employer contribution / active EE | $1,256 | $3,233-61.1% | $2,728-54.0% | $4,661-73.1% |
| Participant deferral / active EE | $12,200 | $5,293+130.5% | $4,522+169.8% | $6,689+82.4% |
| Admin fee / account holder | $0 | $7,252-100.0% | $6,153-100.0% | $13,398-100.0% |