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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,356 | $88,672-54.5% | $105,223-61.6% | $82,448-51.1% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 12.70% | 30.86%-18.2pp | 180.65%-167.9pp | 41.64%-28.9pp |
| Employer contribution / active EE | $4,573 | $3,048+50.0% | $3,689+24.0% | $2,551+79.3% |
| Participant deferral / active EE | $2,241 | $4,036-44.5% | $5,072-55.8% | $4,139-45.9% |
| Admin fee / account holder | $1,937 | $7,146-72.9% | $8,859-78.1% | $7,234-73.2% |