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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,609 | $117,895-77.4% | $102,460-74.0% | $145,897-81.8% |
| Participation rate | 58.3% | 78.6%-20.3pp | 76.5%-18.2pp | 80.3%-22.0pp |
| Annual return | 9.77% | 31.92%-22.2pp | 29.47%-19.7pp | 552.29%-542.5pp |
| Employer contribution / active EE | $1,215 | $3,619-66.4% | $3,025-59.8% | $4,663-73.9% |
| Participant deferral / active EE | $2,968 | $5,736-48.3% | $5,056-41.3% | $6,689-55.6% |
| Admin fee / account holder | $1,977 | $13,353-85.2% | $9,460-79.1% | $13,390-85.2% |