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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,142 | $95,453-55.9% | $112,040-62.4% | $82,448-48.9% |
| Participation rate | 52.0% | 72.8%-20.8pp | 76.5%-24.5pp | 68.1%-16.1pp |
| Annual return | 13.53% | 23.92%-10.4pp | 24.52%-11.0pp | 41.64%-28.1pp |
| Employer contribution / active EE | $1,060 | $2,318-54.3% | $2,954-64.1% | $2,551-58.5% |
| Participant deferral / active EE | $2,758 | $4,224-34.7% | $5,098-45.9% | $4,139-33.4% |
| Admin fee / account holder | $2,143 | $9,013-76.2% | $12,098-82.3% | $7,234-70.4% |