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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,975 | $111,785+25.2% | $93,669+49.4% | $145,877-4.0% |
| Participation rate | 20.0% | 74.2%-54.2pp | 68.7%-48.7pp | 80.3%-60.3pp |
| Annual return | 14.44% | 203.79%-189.3pp | 133.59%-119.2pp | 551.28%-536.8pp |
| Employer contribution / active EE | $800 | $3,096-74.2% | $2,424-67.0% | $4,663-82.8% |
| Participant deferral / active EE | $4,689 | $4,919-4.7% | $4,416+6.2% | $6,691-29.9% |
| Admin fee / account holder | $1,143 | $10,256-88.9% | $8,291-86.2% | $13,402-91.5% |