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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,241 | $138,312-36.2% | $122,979-28.2% | $155,188-43.1% |
| Participation rate | 68.8% | 80.2%-11.4pp | 77.2%-8.4pp | 80.8%-12.1pp |
| Annual return | 17.98% | 22.06%-4.1pp | 20.12%-2.1pp | 148.84%-130.9pp |
| Employer contribution / active EE | $3,315 | $3,530-6.1% | $3,062+8.3% | $4,248-22.0% |
| Participant deferral / active EE | $6,267 | $5,592+12.1% | $5,003+25.3% | $6,531-4.0% |
| Admin fee / account holder | $2,255 | $15,089-85.1% | $12,864-82.5% | $14,480-84.4% |