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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,154 | $166,268-87.9% | $165,100-87.8% | $145,897-86.2% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.6%+11.4pp | 80.3%+9.7pp |
| Annual return | 11.17% | 100.52%-89.4pp | 70.21%-59.0pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,878 | $5,284-45.5% | $4,348-33.8% | $4,663-38.3% |
| Participant deferral / active EE | $3,599 | $6,964-48.3% | $6,035-40.4% | $6,689-46.2% |
| Admin fee / account holder | $1,675 | $16,659-89.9% | $12,696-86.8% | $13,390-87.5% |