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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,567 | $181,062+15.2% | $158,223+31.8% | $155,188+34.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 23.89% | 57.39%-33.5pp | 52.09%-28.2pp | 148.84%-124.9pp |
| Employer contribution / active EE | $8,075 | $4,565+76.9% | $4,109+96.5% | $4,248+90.1% |
| Participant deferral / active EE | $5,887 | $6,134-4.0% | $5,467+7.7% | $6,531-9.9% |
| Admin fee / account holder | $3,428 | $18,825-81.8% | $16,047-78.6% | $14,480-76.3% |