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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,625 | $81,457-50.1% | $103,378-60.7% | $80,911-49.8% |
| Participation rate | 57.8% | 66.8%-9.0pp | 74.5%-16.7pp | 67.6%-9.8pp |
| Annual return | 11.17% | 25.58%-14.4pp | 24.91%-13.7pp | 35.63%-24.5pp |
| Employer contribution / active EE | $1,923 | $3,107-38.1% | $3,870-50.3% | $2,756-30.2% |
| Participant deferral / active EE | $3,979 | $3,871+2.8% | $5,058-21.3% | $4,297-7.4% |
| Admin fee / account holder | $1,938 | $6,717-71.2% | $8,401-76.9% | $6,935-72.1% |