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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,907 | $132,634-62.4% | $115,768-56.9% | $137,256-63.6% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.4%-24.4pp | 80.0%-30.0pp |
| Annual return | 17.57% | 160.70%-143.1pp | 100.46%-82.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,285 | $3,360-61.8% | $2,940-56.3% | $4,156-69.1% |
| Participant deferral / active EE | $1,619 | $5,619-71.2% | $4,917-67.1% | $6,407-74.7% |
| Admin fee / account holder | $777 | $15,028-94.8% | $12,439-93.8% | $12,270-93.7% |