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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,363 | $160,070+28.3% | $147,117+39.6% | $145,897+40.8% |
| Participation rate | 46.7% | 84.0%-37.4pp | 82.2%-35.5pp | 80.3%-33.6pp |
| Annual return | 22.70% | 98.69%-76.0pp | 420.54%-397.8pp | 552.29%-529.6pp |
| Employer contribution / active EE | $1,648 | $5,285-68.8% | $4,932-66.6% | $4,663-64.7% |
| Participant deferral / active EE | $6,774 | $8,419-19.5% | $8,065-16.0% | $6,689+1.3% |
| Admin fee / account holder | $503 | $15,035-96.7% | $12,993-96.1% | $13,390-96.2% |