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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,187 | $114,119+0.1% | $107,187+6.5% | $138,895-17.8% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 79.9%+7.6pp |
| Annual return | 13.62% | 273.21%-259.6pp | 204.55%-190.9pp | 145.39%-131.8pp |
| Employer contribution / active EE | $4,251 | $4,059+4.7% | $3,782+12.4% | $4,194+1.3% |
| Participant deferral / active EE | $14,515 | $5,538+162.1% | $5,096+184.8% | $6,396+126.9% |
| Admin fee / account holder | $26,630 | $10,024+165.7% | $9,162+190.6% | $12,562+112.0% |