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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,187 | $134,817-15.3% | $123,973-7.9% | $155,188-26.4% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 13.62% | 515.49%-501.9pp | 388.13%-374.5pp | 148.84%-135.2pp |
| Employer contribution / active EE | $4,251 | $4,425-3.9% | $4,126+3.0% | $4,248+0.1% |
| Participant deferral / active EE | $14,515 | $5,706+154.4% | $5,247+176.6% | $6,531+122.2% |
| Admin fee / account holder | $26,630 | $13,245+101.1% | $11,799+125.7% | $14,480+83.9% |