Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,710 | $81,504-37.8% | $102,437-50.5% | $80,959-37.4% |
| Participation rate | 48.0% | 66.9%-18.9pp | 74.5%-26.5pp | 67.7%-19.7pp |
| Annual return | 9.44% | 25.60%-16.2pp | 24.95%-15.5pp | 35.67%-26.2pp |
| Employer contribution / active EE | $1,815 | $3,104-41.5% | $3,871-53.1% | $2,757-34.2% |
| Participant deferral / active EE | $3,992 | $3,871+3.1% | $5,060-21.1% | $4,300-7.2% |
| Admin fee / account holder | $4,322 | $6,719-35.7% | $8,388-48.5% | $6,925-37.6% |