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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,391 | $87,132-80.0% | $105,624-83.5% | $80,959-78.5% |
| Participation rate | 93.1% | 70.4%+22.7pp | 75.3%+17.8pp | 67.7%+25.4pp |
| Annual return | 11.55% | 17.03%-5.5pp | 116.20%-104.6pp | 35.67%-24.1pp |
| Employer contribution / active EE | $876 | $2,397-63.4% | $3,168-72.3% | $2,757-68.2% |
| Participant deferral / active EE | $2,129 | $3,985-46.6% | $5,013-57.5% | $4,300-50.5% |
| Admin fee / account holder | $4,798 | $8,449-43.2% | $10,961-56.2% | $6,925-30.7% |