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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,391 | $87,037-80.0% | $106,201-83.6% | $80,874-78.5% |
| Participation rate | 93.1% | 70.4%+22.7pp | 75.3%+17.8pp | 67.6%+25.5pp |
| Annual return | 11.55% | 17.05%-5.5pp | 116.26%-104.7pp | 35.62%-24.1pp |
| Employer contribution / active EE | $876 | $2,396-63.4% | $3,170-72.4% | $2,756-68.2% |
| Participant deferral / active EE | $2,129 | $3,986-46.6% | $5,012-57.5% | $4,297-50.5% |
| Admin fee / account holder | $4,798 | $8,434-43.1% | $11,039-56.5% | $6,935-30.8% |