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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,687 | $125,190+189.7% | $105,624+243.4% | $145,897+148.6% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 8.71% | 225.22%-216.5pp | 116.20%-107.5pp | 552.29%-543.6pp |
| Employer contribution / active EE | $3,026 | $3,720-18.7% | $3,168-4.5% | $4,663-35.1% |
| Participant deferral / active EE | $12,081 | $5,716+111.4% | $5,013+141.0% | $6,689+80.6% |
| Admin fee / account holder | $3,210 | $17,138-81.3% | $10,961-70.7% | $13,390-76.0% |