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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,200 | $185,312-63.2% | $161,489-57.8% | $154,746-55.9% |
| Participation rate | 57.9% | 82.5%-24.6pp | 78.7%-20.8pp | 80.7%-22.8pp |
| Annual return | 17.18% | 103.84%-86.7pp | 89.72%-72.5pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,006 | $4,769-78.9% | $4,268-76.4% | $4,379-77.0% |
| Participant deferral / active EE | $3,037 | $6,350-52.2% | $5,630-46.1% | $6,730-54.9% |
| Admin fee / account holder | $3 | $18,654-100.0% | $16,006-100.0% | $14,365-100.0% |