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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,250 | $78,690-52.7% | $161,489-76.9% | $87,485-57.4% |
| Participation rate | 69.0% | 67.5%+1.5pp | 78.7%-9.7pp | 68.9%0pp |
| Annual return | 46.16% | 32.74%+13.4pp | 89.72%-43.6pp | 26.06%+20.1pp |
| Employer contribution / active EE | $2,052 | $2,588-20.7% | $4,268-51.9% | $2,596-21.0% |
| Participant deferral / active EE | $4,514 | $3,311+36.3% | $5,630-19.8% | $4,274+5.6% |
| Admin fee / account holder | $564 | $6,724-91.6% | $16,006-96.5% | $7,775-92.7% |