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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,250 | $76,407-51.2% | $150,298-75.2% | $82,448-54.8% |
| Participation rate | 69.0% | 66.4%+2.6pp | 77.8%-8.8pp | 68.1%+0.9pp |
| Annual return | 46.16% | 39.99%+6.2pp | 62.79%-16.6pp | 41.64%+4.5pp |
| Employer contribution / active EE | $2,052 | $2,614-21.5% | $4,154-50.6% | $2,551-19.5% |
| Participant deferral / active EE | $4,514 | $3,214+40.4% | $5,453-17.2% | $4,139+9.1% |
| Admin fee / account holder | $564 | $6,352-91.1% | $14,116-96.0% | $7,234-92.2% |