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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,944 | $162,136+11.6% | $152,301+18.8% | $154,746+16.9% |
| Participation rate | 95.7% | 84.1%+11.5pp | 82.4%+13.2pp | 80.7%+15.0pp |
| Annual return | 15.43% | 91.02%-75.6pp | 80.50%-65.1pp | 172.34%-156.9pp |
| Employer contribution / active EE | $12,736 | $4,890+160.4% | $4,624+175.4% | $4,379+190.8% |
| Participant deferral / active EE | $6,895 | $8,341-17.3% | $8,004-13.9% | $6,730+2.4% |
| Admin fee / account holder | $3,025 | $15,759-80.8% | $14,398-79.0% | $14,365-78.9% |