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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,263 | $196,972+52.9% | $182,262+65.3% | $198,609+51.7% |
| Participation rate | 92.9% | 85.7%+7.2pp | 84.2%+8.6pp | 82.4%+10.5pp |
| Annual return | 13.06% | 158.27%-145.2pp | 140.60%-127.5pp | 202.70%-189.6pp |
| Employer contribution / active EE | $2,444 | $5,364-54.4% | $5,046-51.6% | $5,055-51.7% |
| Participant deferral / active EE | $7,154 | $8,643-17.2% | $8,276-13.6% | $6,977+2.5% |
| Admin fee / account holder | $4,030 | $18,429-78.1% | $16,712-75.9% | $19,030-78.8% |