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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,435 | $160,070+145.2% | $147,117+166.8% | $145,897+169.0% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 9.67% | 98.69%-89.0pp | 420.54%-410.9pp | 552.29%-542.6pp |
| Employer contribution / active EE | $23,662 | $5,285+347.8% | $4,932+379.7% | $4,663+407.5% |
| Participant deferral / active EE | $15,498 | $8,419+84.1% | $8,065+92.2% | $6,689+131.7% |
| Admin fee / account holder | $67,558 | $15,035+349.3% | $12,993+420.0% | $13,390+404.5% |