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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,435 | $160,040+145.2% | $147,096+166.8% | $145,877+169.0% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 9.67% | 98.49%-88.8pp | 419.75%-410.1pp | 551.28%-541.6pp |
| Employer contribution / active EE | $23,662 | $5,289+347.3% | $4,936+379.4% | $4,663+407.4% |
| Participant deferral / active EE | $15,498 | $8,429+83.9% | $8,071+92.0% | $6,691+131.6% |
| Admin fee / account holder | $67,558 | $15,050+348.9% | $13,005+419.5% | $13,402+404.1% |