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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,513 | $29,736-7.5% | $56,033-50.9% | $80,935-66.0% |
| Participation rate | 55.2% | 41.7%+13.5pp | 52.5%+2.7pp | 67.7%-12.4pp |
| Annual return | 10.64% | 35.28%-24.6pp | 1711.38%-1700.7pp | 35.66%-25.0pp |
| Employer contribution / active EE | $1,381 | $671+105.7% | $1,041+32.7% | $2,757-49.9% |
| Participant deferral / active EE | $2,624 | $1,228+113.6% | $1,954+34.3% | $4,299-39.0% |
| Admin fee / account holder | $1,069 | $2,434-56.1% | $2,827-62.2% | $6,924-84.6% |