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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,513 | $29,670-7.3% | $56,054-50.9% | $80,911-66.0% |
| Participation rate | 55.2% | 41.7%+13.6pp | 52.5%+2.7pp | 67.6%-12.4pp |
| Annual return | 10.64% | 35.24%-24.6pp | 1705.95%-1695.3pp | 35.63%-25.0pp |
| Employer contribution / active EE | $1,381 | $670+106.3% | $1,039+33.0% | $2,756-49.9% |
| Participant deferral / active EE | $2,624 | $1,227+113.9% | $1,952+34.4% | $4,297-38.9% |
| Admin fee / account holder | $1,069 | $2,431-56.0% | $2,822-62.1% | $6,935-84.6% |