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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,715 | $166,131-57.4% | $164,975-57.1% | $145,877-51.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.42% | 100.37%-86.9pp | 70.12%-56.7pp | 551.28%-537.9pp |
| Employer contribution / active EE | $6,715 | $5,276+27.3% | $4,343+54.6% | $4,663+44.0% |
| Participant deferral / active EE | $5,409 | $6,962-22.3% | $6,033-10.4% | $6,691-19.2% |
| Admin fee / account holder | $994 | $16,648-94.0% | $12,688-92.2% | $13,402-92.6% |